Name: German Credit Risk Dataset
License: https://creativecommons.org/licenses/by/4.0/

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Contains 1000 records / 21 fields
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Data sourced from: https://github.com/stedy/Machine-Learning-with-R-datasets

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⚠️ Showing first 500 of 1,000 records. Download the file for complete data.

Checking Balance	Months Loan Duration	Credit History	Purpose	Amount	Savings Balance	Employment Length	Installment Rate	Personal Status	Other Debtors	Residence History	Property	Age	Installment Plan	Housing	Existing Credits	Default	Dependents	Telephone	Foreign Worker	Job
< 0 DM	6	critical	radio/tv	1169	unknown	> 7 yrs	4	single male	none	4	real estate	67	none	own	2	1	1	yes	yes	skilled employee
1 - 200 DM	48	repaid	radio/tv	5951	< 100 DM	1 - 4 yrs	2	female	none	2	real estate	22	none	own	1	2	1	none	yes	skilled employee
unknown	12	critical	education	2096	< 100 DM	4 - 7 yrs	2	single male	none	3	real estate	49	none	own	1	1	2	none	yes	unskilled resident
< 0 DM	42	repaid	furniture	7882	< 100 DM	4 - 7 yrs	2	single male	guarantor	4	building society savings	45	none	for free	1	1	2	none	yes	skilled employee
< 0 DM	24	delayed	car (new)	4870	< 100 DM	1 - 4 yrs	3	single male	none	4	unknown/none	53	none	for free	2	2	2	none	yes	skilled employee
unknown	36	repaid	education	9055	unknown	1 - 4 yrs	2	single male	none	4	unknown/none	35	none	for free	1	1	2	yes	yes	unskilled resident
unknown	24	repaid	furniture	2835	501 - 1000 DM	> 7 yrs	3	single male	none	4	building society savings	53	none	own	1	1	1	none	yes	skilled employee
1 - 200 DM	36	repaid	car (used)	6948	< 100 DM	1 - 4 yrs	2	single male	none	2	other	35	none	rent	1	1	1	yes	yes	mangement self-employed
unknown	12	repaid	radio/tv	3059	> 1000 DM	4 - 7 yrs	2	divorced male	none	4	real estate	61	none	own	1	1	1	none	yes	unskilled resident
1 - 200 DM	30	critical	car (new)	5234	< 100 DM	unemployed	4	married male	none	2	other	28	none	own	2	2	1	none	yes	mangement self-employed
1 - 200 DM	12	repaid	car (new)	1295	< 100 DM	0 - 1 yrs	3	female	none	1	other	25	none	rent	1	2	1	none	yes	skilled employee
< 0 DM	48	repaid	business	4308	< 100 DM	0 - 1 yrs	3	female	none	4	building society savings	24	none	rent	1	2	1	none	yes	skilled employee
1 - 200 DM	12	repaid	radio/tv	1567	< 100 DM	1 - 4 yrs	1	female	none	1	other	22	none	own	1	1	1	yes	yes	skilled employee
< 0 DM	24	critical	car (new)	1199	< 100 DM	> 7 yrs	4	single male	none	4	other	60	none	own	2	2	1	none	yes	unskilled resident
< 0 DM	15	repaid	car (new)	1403	< 100 DM	1 - 4 yrs	2	female	none	4	other	28	none	rent	1	1	1	none	yes	skilled employee
< 0 DM	24	repaid	radio/tv	1282	101 - 500 DM	1 - 4 yrs	4	female	none	2	other	32	none	own	1	2	1	none	yes	unskilled resident
unknown	24	critical	radio/tv	2424	unknown	> 7 yrs	4	single male	none	4	building society savings	53	none	own	2	1	1	none	yes	skilled employee
< 0 DM	30	fully repaid	business	8072	unknown	0 - 1 yrs	2	single male	none	3	other	25	bank	own	3	1	1	none	yes	skilled employee
1 - 200 DM	24	repaid	car (used)	12579	< 100 DM	> 7 yrs	4	female	none	2	unknown/none	44	none	for free	1	2	1	yes	yes	mangement self-employed
unknown	24	repaid	radio/tv	3430	501 - 1000 DM	> 7 yrs	3	single male	none	2	other	31	none	own	1	1	2	yes	yes	skilled employee
unknown	9	critical	car (new)	2134	< 100 DM	1 - 4 yrs	4	single male	none	4	other	48	none	own	3	1	1	yes	yes	skilled employee
< 0 DM	6	repaid	radio/tv	2647	501 - 1000 DM	1 - 4 yrs	2	single male	none	3	real estate	44	none	rent	1	1	2	none	yes	skilled employee
< 0 DM	10	critical	car (new)	2241	< 100 DM	0 - 1 yrs	1	single male	none	3	real estate	48	none	rent	2	1	2	none	no	unskilled resident
1 - 200 DM	12	critical	car (used)	1804	101 - 500 DM	0 - 1 yrs	3	single male	none	4	building society savings	44	none	own	1	1	1	none	yes	skilled employee
unknown	10	critical	furniture	2069	unknown	1 - 4 yrs	2	married male	none	1	other	26	none	own	2	1	1	none	no	skilled employee
< 0 DM	6	repaid	furniture	1374	< 100 DM	1 - 4 yrs	1	single male	none	2	real estate	36	bank	own	1	1	1	yes	yes	unskilled resident
unknown	6	fully repaid	radio/tv	426	< 100 DM	> 7 yrs	4	married male	none	4	other	39	none	own	1	1	1	none	yes	unskilled resident
> 200 DM	12	fully repaid this bank	radio/tv	409	> 1000 DM	1 - 4 yrs	3	female	none	3	real estate	42	none	rent	2	1	1	none	yes	skilled employee
1 - 200 DM	7	repaid	radio/tv	2415	< 100 DM	1 - 4 yrs	3	single male	guarantor	2	real estate	34	none	own	1	1	1	none	yes	skilled employee
< 0 DM	60	delayed	business	6836	< 100 DM	> 7 yrs	3	single male	none	4	unknown/none	63	none	own	2	2	1	yes	yes	skilled employee
1 - 200 DM	18	repaid	business	1913	> 1000 DM	0 - 1 yrs	3	married male	none	3	real estate	36	bank	own	1	1	1	yes	yes	skilled employee
< 0 DM	24	repaid	furniture	4020	< 100 DM	1 - 4 yrs	2	single male	none	2	other	27	stores	own	1	1	1	none	yes	skilled employee
1 - 200 DM	18	repaid	car (new)	5866	101 - 500 DM	1 - 4 yrs	2	single male	none	2	other	30	none	own	2	1	1	yes	yes	skilled employee
unknown	12	critical	business	1264	unknown	> 7 yrs	4	single male	none	4	unknown/none	57	none	rent	1	1	1	none	yes	unskilled resident
> 200 DM	12	repaid	furniture	1474	< 100 DM	0 - 1 yrs	4	female	none	1	building society savings	33	bank	own	1	1	1	yes	yes	mangement self-employed
1 - 200 DM	45	critical	radio/tv	4746	< 100 DM	0 - 1 yrs	4	single male	none	2	building society savings	25	none	own	2	2	1	none	yes	unskilled resident
unknown	48	critical	education	6110	< 100 DM	1 - 4 yrs	1	single male	none	3	unknown/none	31	bank	for free	1	1	1	yes	yes	skilled employee
> 200 DM	18	repaid	radio/tv	2100	< 100 DM	1 - 4 yrs	4	single male	co-applicant	2	real estate	37	stores	own	1	2	1	none	yes	skilled employee
> 200 DM	10	repaid	domestic appliances	1225	< 100 DM	1 - 4 yrs	2	single male	none	2	other	37	none	own	1	1	1	yes	yes	skilled employee
1 - 200 DM	9	repaid	radio/tv	458	< 100 DM	1 - 4 yrs	4	single male	none	3	real estate	24	none	own	1	1	1	none	yes	skilled employee
unknown	30	repaid	radio/tv	2333	501 - 1000 DM	> 7 yrs	4	single male	none	2	other	30	bank	own	1	1	1	none	yes	mangement self-employed
1 - 200 DM	12	repaid	radio/tv	1158	501 - 1000 DM	1 - 4 yrs	3	divorced male	none	1	other	26	none	own	1	1	1	yes	yes	skilled employee
1 - 200 DM	18	delayed	repairs	6204	< 100 DM	1 - 4 yrs	2	single male	none	4	real estate	44	none	own	1	1	2	yes	yes	unskilled resident
< 0 DM	30	critical	car (used)	6187	101 - 500 DM	4 - 7 yrs	1	married male	none	4	other	24	none	rent	2	1	1	none	yes	skilled employee
< 0 DM	48	critical	car (used)	6143	< 100 DM	> 7 yrs	4	female	none	4	unknown/none	58	stores	for free	2	2	1	none	yes	unskilled resident
unknown	11	critical	car (new)	1393	< 100 DM	0 - 1 yrs	4	female	none	4	other	35	none	own	2	1	1	none	yes	mangement self-employed
unknown	36	repaid	radio/tv	2299	501 - 1000 DM	> 7 yrs	4	single male	none	4	other	39	none	own	1	1	1	none	yes	skilled employee
< 0 DM	6	repaid	car (used)	1352	501 - 1000 DM	unemployed	1	female	none	2	building society savings	23	none	rent	1	1	1	yes	yes	unemployed non-resident
unknown	11	critical	car (new)	7228	< 100 DM	1 - 4 yrs	1	single male	none	4	building society savings	39	none	own	2	1	1	none	yes	unskilled resident
unknown	12	repaid	radio/tv	2073	101 - 500 DM	1 - 4 yrs	4	female	co-applicant	2	real estate	28	none	own	1	1	1	none	yes	skilled employee
1 - 200 DM	24	delayed	furniture	2333	unknown	0 - 1 yrs	4	single male	none	2	building society savings	29	bank	own	1	1	1	none	yes	unskilled resident
1 - 200 DM	27	delayed	car (used)	5965	< 100 DM	> 7 yrs	1	single male	none	2	other	30	none	own	2	1	1	yes	yes	mangement self-employed
unknown	12	repaid	radio/tv	1262	< 100 DM	1 - 4 yrs	3	single male	none	2	other	25	none	own	1	1	1	none	yes	skilled employee
unknown	18	repaid	car (used)	3378	unknown	1 - 4 yrs	2	single male	none	1	building society savings	31	none	own	1	1	1	yes	yes	skilled employee
1 - 200 DM	36	delayed	car (new)	2225	< 100 DM	> 7 yrs	4	single male	none	4	unknown/none	57	bank	for free	2	2	1	yes	yes	skilled employee
unknown	6	fully repaid this bank	car (new)	783	unknown	1 - 4 yrs	1	single male	guarantor	2	real estate	26	stores	own	1	1	2	none	yes	unskilled resident
1 - 200 DM	12	repaid	radio/tv	6468	unknown	unemployed	2	single male	none	1	unknown/none	52	none	own	1	2	1	yes	yes	mangement self-employed
unknown	36	critical	radio/tv	9566	< 100 DM	1 - 4 yrs	2	female	none	2	other	31	stores	own	2	1	1	none	yes	skilled employee
> 200 DM	18	repaid	car (new)	1961	< 100 DM	> 7 yrs	3	female	none	2	other	23	none	own	1	1	1	none	yes	mangement self-employed
< 0 DM	36	critical	furniture	6229	< 100 DM	0 - 1 yrs	4	female	co-applicant	4	unknown/none	23	none	rent	2	2	1	yes	yes	unskilled resident
1 - 200 DM	9	repaid	business	1391	< 100 DM	1 - 4 yrs	2	married male	none	1	real estate	27	bank	own	1	1	1	yes	yes	skilled employee
1 - 200 DM	15	critical	radio/tv	1537	unknown	> 7 yrs	4	single male	guarantor	4	real estate	50	none	own	2	1	1	yes	yes	skilled employee
1 - 200 DM	36	fully repaid	business	1953	< 100 DM	> 7 yrs	4	single male	none	4	unknown/none	61	none	for free	1	2	1	yes	yes	mangement self-employed
1 - 200 DM	48	fully repaid	business	14421	< 100 DM	1 - 4 yrs	2	single male	none	2	other	25	none	own	1	2	1	yes	yes	skilled employee
unknown	24	repaid	radio/tv	3181	< 100 DM	0 - 1 yrs	4	female	none	4	building society savings	26	none	own	1	1	1	yes	yes	skilled employee
unknown	27	repaid	repairs	5190	unknown	> 7 yrs	4	single male	none	4	building society savings	48	none	own	4	1	2	yes	yes	skilled employee
unknown	12	repaid	radio/tv	2171	< 100 DM	0 - 1 yrs	2	female	none	2	other	29	bank	own	1	1	1	none	yes	skilled employee
1 - 200 DM	12	repaid	car (new)	1007	> 1000 DM	1 - 4 yrs	4	married male	none	1	real estate	22	none	own	1	1	1	none	yes	skilled employee
unknown	36	repaid	education	1819	< 100 DM	1 - 4 yrs	4	single male	none	4	unknown/none	37	stores	for free	1	2	1	yes	yes	skilled employee
unknown	36	repaid	radio/tv	2394	unknown	1 - 4 yrs	4	female	none	4	other	25	none	own	1	1	1	none	yes	skilled employee
unknown	36	repaid	car (used)	8133	< 100 DM	1 - 4 yrs	1	female	none	2	building society savings	30	bank	own	1	1	1	none	yes	skilled employee
unknown	7	critical	radio/tv	730	unknown	> 7 yrs	4	single male	none	2	building society savings	46	none	rent	2	1	1	yes	yes	unskilled resident
< 0 DM	8	critical	others	1164	< 100 DM	> 7 yrs	3	single male	none	4	unknown/none	51	bank	for free	2	1	2	yes	yes	mangement self-employed
1 - 200 DM	42	critical	business	5954	< 100 DM	4 - 7 yrs	2	female	none	1	real estate	41	bank	own	2	1	1	none	yes	unskilled resident
< 0 DM	36	repaid	education	1977	unknown	> 7 yrs	4	single male	none	4	unknown/none	40	none	own	1	2	1	yes	yes	mangement self-employed
< 0 DM	12	critical	car (used)	1526	< 100 DM	> 7 yrs	4	single male	none	4	unknown/none	66	none	for free	2	1	1	none	yes	mangement self-employed
< 0 DM	42	repaid	radio/tv	3965	< 100 DM	0 - 1 yrs	4	single male	none	3	other	34	none	own	1	2	1	none	yes	skilled employee
1 - 200 DM	11	delayed	radio/tv	4771	< 100 DM	4 - 7 yrs	2	single male	none	4	building society savings	51	none	own	1	1	1	none	yes	skilled employee
unknown	54	fully repaid	car (used)	9436	unknown	1 - 4 yrs	2	single male	none	2	building society savings	39	none	own	1	1	2	none	yes	unskilled resident
1 - 200 DM	30	repaid	furniture	3832	< 100 DM	0 - 1 yrs	2	married male	none	1	building society savings	22	none	own	1	1	1	none	yes	skilled employee
unknown	24	repaid	radio/tv	5943	unknown	0 - 1 yrs	1	female	none	1	other	44	none	own	2	2	1	yes	yes	skilled employee
unknown	15	repaid	radio/tv	1213	501 - 1000 DM	> 7 yrs	4	single male	none	3	building society savings	47	stores	own	1	1	1	yes	yes	skilled employee
unknown	18	repaid	business	1568	101 - 500 DM	1 - 4 yrs	3	female	none	4	building society savings	24	none	rent	1	1	1	none	yes	unskilled resident
< 0 DM	24	repaid	others	1755	< 100 DM	> 7 yrs	4	female	guarantor	4	real estate	58	none	own	1	1	1	yes	yes	unskilled resident
< 0 DM	10	repaid	radio/tv	2315	< 100 DM	> 7 yrs	3	single male	none	4	real estate	52	none	own	1	1	1	none	yes	unskilled resident
unknown	12	critical	business	1412	< 100 DM	1 - 4 yrs	4	female	guarantor	2	real estate	29	none	own	2	1	1	yes	yes	mangement self-employed
1 - 200 DM	18	critical	furniture	1295	< 100 DM	0 - 1 yrs	4	female	none	1	building society savings	27	none	own	2	1	1	none	yes	skilled employee
1 - 200 DM	36	repaid	education	12612	101 - 500 DM	1 - 4 yrs	1	single male	none	4	unknown/none	47	none	for free	1	2	2	yes	yes	skilled employee
< 0 DM	18	repaid	car (new)	2249	101 - 500 DM	4 - 7 yrs	4	single male	none	3	other	30	none	own	1	1	2	yes	yes	mangement self-employed
< 0 DM	12	fully repaid	repairs	1108	< 100 DM	4 - 7 yrs	4	single male	none	3	real estate	28	none	own	2	2	1	none	yes	skilled employee
unknown	12	critical	radio/tv	618	< 100 DM	> 7 yrs	4	single male	none	4	real estate	56	none	own	1	1	1	none	yes	skilled employee
< 0 DM	12	critical	car (used)	1409	< 100 DM	> 7 yrs	4	single male	none	3	real estate	54	none	own	1	1	1	none	yes	skilled employee
unknown	12	critical	radio/tv	797	unknown	> 7 yrs	4	female	none	3	building society savings	33	bank	own	1	2	2	none	yes	unskilled resident
> 200 DM	24	critical	furniture	3617	unknown	> 7 yrs	4	single male	co-applicant	4	unknown/none	20	none	rent	2	1	1	none	yes	skilled employee
1 - 200 DM	12	repaid	car (new)	1318	> 1000 DM	> 7 yrs	4	single male	none	4	real estate	54	none	own	1	1	1	yes	yes	skilled employee
1 - 200 DM	54	fully repaid	business	15945	< 100 DM	0 - 1 yrs	3	single male	none	4	unknown/none	58	none	rent	1	2	1	yes	yes	skilled employee
unknown	12	critical	education	2012	unknown	4 - 7 yrs	4	female	none	2	other	61	none	own	1	1	1	none	yes	skilled employee
1 - 200 DM	18	repaid	business	2622	101 - 500 DM	1 - 4 yrs	4	single male	none	4	other	34	none	own	1	1	1	none	yes	skilled employee
1 - 200 DM	36	critical	radio/tv	2337	< 100 DM	> 7 yrs	4	single male	none	4	real estate	36	none	own	1	1	1	none	yes	skilled employee
1 - 200 DM	20	delayed	car (used)	7057	unknown	4 - 7 yrs	3	single male	none	4	building society savings	36	bank	rent	2	1	2	yes	yes	mangement self-employed
unknown	24	repaid	car (new)	1469	101 - 500 DM	> 7 yrs	4	married male	none	4	real estate	41	none	rent	1	1	1	none	yes	unskilled resident
1 - 200 DM	36	repaid	radio/tv	2323	< 100 DM	4 - 7 yrs	4	single male	none	4	other	24	none	rent	1	1	1	none	yes	skilled employee
unknown	6	delayed	radio/tv	932	< 100 DM	1 - 4 yrs	3	female	none	2	real estate	24	none	own	1	1	1	none	yes	skilled employee
1 - 200 DM	9	critical	furniture	1919	< 100 DM	4 - 7 yrs	4	single male	none	3	other	35	none	rent	1	1	1	yes	yes	skilled employee
unknown	12	repaid	car (used)	2445	unknown	0 - 1 yrs	2	married male	none	4	other	26	none	rent	1	1	1	yes	yes	skilled employee
1 - 200 DM	24	critical	others	11938	< 100 DM	1 - 4 yrs	2	single male	co-applicant	3	other	39	none	own	2	2	2	yes	yes	mangement self-employed
unknown	18	fully repaid this bank	car (new)	6458	< 100 DM	> 7 yrs	2	single male	none	4	unknown/none	39	bank	own	2	2	2	yes	yes	mangement self-employed
1 - 200 DM	12	repaid	car (new)	6078	< 100 DM	4 - 7 yrs	2	single male	none	2	other	32	none	own	1	1	1	none	yes	skilled employee
< 0 DM	24	repaid	furniture	7721	unknown	0 - 1 yrs	1	female	none	2	building society savings	30	none	own	1	1	1	yes	no	skilled employee
1 - 200 DM	14	repaid	business	1410	501 - 1000 DM	> 7 yrs	1	married male	none	2	real estate	35	none	own	1	1	1	yes	yes	skilled employee
1 - 200 DM	6	delayed	business	1449	101 - 500 DM	> 7 yrs	1	divorced male	none	2	other	31	bank	own	2	1	2	none	yes	skilled employee
> 200 DM	15	repaid	education	392	< 100 DM	0 - 1 yrs	4	female	none	4	building society savings	23	none	rent	1	1	1	yes	yes	skilled employee
1 - 200 DM	18	repaid	car (new)	6260	< 100 DM	4 - 7 yrs	3	single male	none	3	real estate	28	none	rent	1	1	1	none	yes	unskilled resident
unknown	36	critical	car (new)	7855	< 100 DM	1 - 4 yrs	4	female	none	2	real estate	25	stores	own	2	2	1	yes	yes	skilled employee
< 0 DM	12	repaid	radio/tv	1680	501 - 1000 DM	> 7 yrs	3	married male	none	1	real estate	35	none	own	1	1	1	none	yes	skilled employee
unknown	48	critical	radio/tv	3578	unknown	> 7 yrs	4	single male	none	1	real estate	47	none	own	1	1	1	yes	yes	skilled employee
< 0 DM	42	repaid	radio/tv	7174	unknown	4 - 7 yrs	4	female	none	3	other	30	none	own	1	2	1	yes	yes	mangement self-employed
< 0 DM	10	critical	furniture	2132	unknown	0 - 1 yrs	2	female	co-applicant	3	real estate	27	none	rent	2	1	1	none	no	skilled employee
< 0 DM	33	critical	furniture	4281	501 - 1000 DM	1 - 4 yrs	1	female	none	4	other	23	none	own	2	2	1	none	yes	skilled employee
1 - 200 DM	12	critical	car (new)	2366	501 - 1000 DM	4 - 7 yrs	3	divorced male	none	3	other	36	none	own	1	1	1	yes	yes	mangement self-employed
< 0 DM	21	repaid	radio/tv	1835	< 100 DM	1 - 4 yrs	3	female	none	2	real estate	25	none	own	2	2	1	yes	yes	skilled employee
unknown	24	critical	car (used)	3868	< 100 DM	> 7 yrs	4	female	none	2	other	41	none	rent	2	1	1	yes	yes	mangement self-employed
unknown	12	repaid	furniture	1768	< 100 DM	1 - 4 yrs	3	single male	none	2	real estate	24	none	rent	1	1	1	none	yes	unskilled resident
> 200 DM	10	critical	car (new)	781	< 100 DM	> 7 yrs	4	single male	none	4	unknown/none	63	none	for free	2	1	1	yes	yes	skilled employee
1 - 200 DM	18	repaid	furniture	1924	unknown	0 - 1 yrs	4	female	none	3	real estate	27	none	rent	1	2	1	none	yes	skilled employee
< 0 DM	12	critical	car (new)	2121	< 100 DM	1 - 4 yrs	4	single male	none	2	building society savings	30	none	own	2	1	1	none	yes	skilled employee
< 0 DM	12	repaid	radio/tv	701	< 100 DM	1 - 4 yrs	4	married male	none	2	real estate	40	none	own	1	1	1	none	yes	unskilled resident
1 - 200 DM	12	repaid	repairs	639	< 100 DM	1 - 4 yrs	4	single male	none	2	other	30	none	own	1	2	1	none	yes	skilled employee
1 - 200 DM	12	critical	car (used)	1860	< 100 DM	unemployed	4	single male	none	2	other	34	none	own	2	1	1	yes	yes	mangement self-employed
< 0 DM	12	critical	car (new)	3499	< 100 DM	1 - 4 yrs	3	female	co-applicant	2	real estate	29	none	own	2	2	1	none	yes	skilled employee
1 - 200 DM	48	repaid	car (new)	8487	unknown	4 - 7 yrs	1	female	none	2	other	24	none	own	1	1	1	none	yes	skilled employee
< 0 DM	36	delayed	education	6887	< 100 DM	1 - 4 yrs	4	single male	none	3	building society savings	29	stores	own	1	2	1	yes	yes	skilled employee
unknown	15	repaid	furniture	2708	< 100 DM	0 - 1 yrs	2	single male	none	3	building society savings	27	bank	own	2	1	1	none	yes	unskilled resident
unknown	18	repaid	furniture	1984	< 100 DM	1 - 4 yrs	4	single male	none	4	unknown/none	47	bank	for free	2	1	1	none	yes	skilled employee
unknown	60	repaid	radio/tv	10144	101 - 500 DM	4 - 7 yrs	2	female	none	4	real estate	21	none	own	1	1	1	yes	yes	skilled employee
unknown	12	critical	radio/tv	1240	unknown	> 7 yrs	4	female	none	2	real estate	38	none	own	2	1	1	yes	yes	skilled employee
unknown	27	delayed	car (used)	8613	> 1000 DM	1 - 4 yrs	2	single male	none	2	other	27	none	own	2	1	1	none	yes	skilled employee
1 - 200 DM	12	repaid	radio/tv	766	501 - 1000 DM	1 - 4 yrs	4	single male	none	3	real estate	66	none	own	1	2	1	none	yes	unskilled resident
1 - 200 DM	15	critical	radio/tv	2728	unknown	4 - 7 yrs	4	single male	guarantor	2	real estate	35	bank	own	3	1	1	yes	yes	skilled employee
> 200 DM	12	repaid	radio/tv	1881	< 100 DM	1 - 4 yrs	2	female	none	2	other	44	none	rent	1	1	1	yes	yes	unskilled resident
> 200 DM	6	repaid	car (new)	709	> 1000 DM	0 - 1 yrs	2	married male	none	2	real estate	27	none	own	1	1	1	none	no	unemployed non-resident
1 - 200 DM	36	repaid	radio/tv	4795	< 100 DM	0 - 1 yrs	4	female	none	1	unknown/none	30	none	own	1	1	1	yes	yes	mangement self-employed
< 0 DM	27	repaid	radio/tv	3416	< 100 DM	1 - 4 yrs	3	single male	none	2	other	27	none	own	1	1	1	none	yes	mangement self-employed
< 0 DM	18	repaid	furniture	2462	< 100 DM	1 - 4 yrs	2	single male	none	2	other	22	none	own	1	2	1	none	yes	skilled employee
unknown	21	critical	furniture	2288	< 100 DM	0 - 1 yrs	4	female	none	4	building society savings	23	none	own	1	1	1	yes	yes	skilled employee
1 - 200 DM	48	fully repaid this bank	business	3566	101 - 500 DM	4 - 7 yrs	4	single male	none	2	other	30	none	own	1	1	1	none	yes	skilled employee
< 0 DM	6	critical	car (new)	860	< 100 DM	> 7 yrs	1	female	none	4	unknown/none	39	none	own	2	1	1	yes	yes	skilled employee
unknown	12	critical	car (new)	682	101 - 500 DM	4 - 7 yrs	4	female	none	3	other	51	none	own	2	1	1	yes	yes	skilled employee
< 0 DM	36	critical	furniture	5371	< 100 DM	1 - 4 yrs	3	single male	guarantor	2	building society savings	28	none	own	2	1	1	none	yes	skilled employee
unknown	18	critical	radio/tv	1582	> 1000 DM	> 7 yrs	4	single male	none	4	other	46	none	own	2	1	1	none	yes	skilled employee
unknown	6	repaid	radio/tv	1346	101 - 500 DM	> 7 yrs	2	single male	none	4	unknown/none	42	bank	for free	1	1	2	yes	yes	skilled employee
unknown	10	repaid	radio/tv	1924	< 100 DM	1 - 4 yrs	1	single male	none	4	building society savings	38	none	own	1	1	1	yes	no	skilled employee
> 200 DM	36	repaid	radio/tv	5848	< 100 DM	1 - 4 yrs	4	single male	none	1	other	24	none	own	1	1	1	none	yes	skilled employee
1 - 200 DM	24	critical	car (used)	7758	> 1000 DM	> 7 yrs	2	female	none	4	unknown/none	29	none	rent	1	1	1	none	yes	skilled employee
1 - 200 DM	24	delayed	business	6967	101 - 500 DM	4 - 7 yrs	4	single male	none	4	other	36	none	rent	1	1	1	yes	yes	mangement self-employed
< 0 DM	12	repaid	furniture	1282	< 100 DM	1 - 4 yrs	2	female	none	4	other	20	none	rent	1	2	1	none	yes	skilled employee
< 0 DM	9	critical	repairs	1288	101 - 500 DM	> 7 yrs	3	single male	guarantor	4	real estate	48	none	own	2	1	2	none	no	skilled employee
< 0 DM	12	fully repaid this bank	retraining	339	< 100 DM	> 7 yrs	4	married male	none	1	other	45	bank	own	1	1	1	none	yes	unskilled resident
1 - 200 DM	24	repaid	car (new)	3512	101 - 500 DM	4 - 7 yrs	2	single male	none	3	other	38	bank	own	2	1	1	yes	yes	skilled employee
unknown	6	critical	radio/tv	1898	unknown	1 - 4 yrs	1	single male	none	2	real estate	34	none	own	2	1	2	none	yes	unskilled resident
unknown	24	critical	radio/tv	2872	101 - 500 DM	> 7 yrs	3	single male	none	4	real estate	36	none	own	1	1	2	yes	yes	skilled employee
unknown	18	critical	car (new)	1055	< 100 DM	0 - 1 yrs	4	female	none	1	building society savings	30	none	own	2	1	1	none	yes	skilled employee
unknown	15	repaid	domestic appliances	1262	501 - 1000 DM	4 - 7 yrs	4	single male	none	3	building society savings	36	none	own	2	1	1	yes	yes	skilled employee
1 - 200 DM	10	repaid	car (new)	7308	< 100 DM	unemployed	2	single male	none	4	unknown/none	70	bank	for free	1	1	1	yes	yes	mangement self-employed
unknown	36	repaid	car (new)	909	501 - 1000 DM	> 7 yrs	4	single male	none	4	building society savings	36	none	own	1	1	1	none	yes	skilled employee
unknown	6	repaid	furniture	2978	501 - 1000 DM	1 - 4 yrs	1	single male	none	2	other	32	none	own	1	1	1	yes	yes	skilled employee
< 0 DM	18	repaid	furniture	1131	< 100 DM	unemployed	4	female	none	2	other	33	none	own	1	2	1	none	yes	skilled employee
1 - 200 DM	11	repaid	furniture	1577	> 1000 DM	0 - 1 yrs	4	female	none	1	real estate	20	none	own	1	1	1	none	yes	skilled employee
unknown	24	repaid	furniture	3972	< 100 DM	4 - 7 yrs	2	female	none	4	building society savings	25	none	rent	1	1	1	yes	yes	skilled employee
1 - 200 DM	24	critical	business	1935	< 100 DM	> 7 yrs	4	divorced male	none	4	real estate	31	none	own	2	2	1	yes	yes	skilled employee
< 0 DM	15	fully repaid	car (new)	950	< 100 DM	> 7 yrs	4	single male	none	3	other	33	none	rent	2	2	2	none	yes	skilled employee
unknown	12	repaid	furniture	763	< 100 DM	1 - 4 yrs	4	female	none	1	real estate	26	none	own	1	1	1	yes	yes	skilled employee
1 - 200 DM	24	delayed	furniture	2064	< 100 DM	unemployed	3	female	none	2	building society savings	34	none	own	1	2	1	yes	yes	mangement self-employed
1 - 200 DM	8	repaid	radio/tv	1414	< 100 DM	1 - 4 yrs	4	single male	guarantor	2	real estate	33	none	own	1	1	1	none	no	skilled employee
< 0 DM	21	delayed	education	3414	< 100 DM	0 - 1 yrs	2	single male	none	1	building society savings	26	none	own	2	2	1	none	yes	skilled employee
unknown	30	fully repaid this bank	car (used)	7485	unknown	unemployed	4	female	none	1	real estate	53	bank	own	1	2	1	yes	yes	mangement self-employed
< 0 DM	12	repaid	furniture	2577	< 100 DM	1 - 4 yrs	2	divorced male	none	1	other	42	none	own	1	1	1	none	yes	skilled employee
< 0 DM	6	critical	radio/tv	338	501 - 1000 DM	> 7 yrs	4	single male	none	4	other	52	none	own	2	1	1	none	yes	skilled employee
unknown	12	repaid	radio/tv	1963	< 100 DM	4 - 7 yrs	4	single male	none	2	other	31	none	rent	2	1	2	yes	yes	mangement self-employed
< 0 DM	21	critical	car (new)	571	< 100 DM	> 7 yrs	4	single male	none	4	real estate	65	none	own	2	1	1	none	yes	skilled employee
unknown	36	delayed	business	9572	< 100 DM	0 - 1 yrs	1	divorced male	none	1	other	28	none	own	2	2	1	none	yes	skilled employee
1 - 200 DM	36	delayed	business	4455	< 100 DM	1 - 4 yrs	2	divorced male	none	2	real estate	30	stores	own	2	2	1	yes	yes	mangement self-employed
< 0 DM	21	fully repaid this bank	car (new)	1647	unknown	1 - 4 yrs	4	single male	none	2	building society savings	40	none	own	2	2	2	none	yes	unskilled resident
unknown	24	critical	furniture	3777	> 1000 DM	1 - 4 yrs	4	single male	none	4	real estate	50	none	own	1	1	1	yes	yes	skilled employee
1 - 200 DM	18	critical	car (new)	884	< 100 DM	> 7 yrs	4	single male	none	4	other	36	bank	own	1	2	2	yes	yes	skilled employee
unknown	15	critical	radio/tv	1360	< 100 DM	1 - 4 yrs	4	single male	none	2	building society savings	31	none	own	2	1	1	none	yes	skilled employee
1 - 200 DM	9	fully repaid this bank	car (used)	5129	< 100 DM	> 7 yrs	2	female	none	4	unknown/none	74	bank	for free	1	2	2	yes	yes	mangement self-employed
1 - 200 DM	16	critical	car (new)	1175	< 100 DM	unemployed	2	single male	none	3	other	68	none	for free	3	1	1	yes	yes	unemployed non-resident
< 0 DM	12	repaid	radio/tv	674	101 - 500 DM	4 - 7 yrs	4	married male	none	1	building society savings	20	none	own	1	2	1	none	yes	skilled employee
1 - 200 DM	18	fully repaid	furniture	3244	< 100 DM	1 - 4 yrs	1	female	none	4	other	33	bank	own	2	1	1	yes	yes	skilled employee
unknown	24	repaid	business	4591	> 1000 DM	1 - 4 yrs	2	single male	none	3	building society savings	54	none	own	3	2	1	yes	yes	mangement self-employed
1 - 200 DM	48	fully repaid	business	3844	101 - 500 DM	4 - 7 yrs	4	single male	none	4	unknown/none	34	none	for free	1	2	2	none	yes	unskilled resident
1 - 200 DM	27	repaid	business	3915	< 100 DM	1 - 4 yrs	4	single male	none	2	other	36	none	own	1	2	2	yes	yes	skilled employee
unknown	6	repaid	radio/tv	2108	< 100 DM	4 - 7 yrs	2	married male	none	2	real estate	29	none	rent	1	1	1	none	yes	skilled employee
1 - 200 DM	45	repaid	radio/tv	3031	101 - 500 DM	1 - 4 yrs	4	single male	guarantor	4	building society savings	21	none	rent	1	2	1	none	yes	skilled employee
1 - 200 DM	9	critical	education	1501	< 100 DM	> 7 yrs	2	female	none	3	other	34	none	own	2	2	1	yes	yes	mangement self-employed
unknown	6	critical	radio/tv	1382	< 100 DM	1 - 4 yrs	1	female	none	1	other	28	none	own	2	1	1	yes	yes	skilled employee
1 - 200 DM	12	repaid	furniture	951	101 - 500 DM	0 - 1 yrs	4	female	none	4	other	27	bank	rent	4	2	1	none	yes	skilled employee
1 - 200 DM	24	repaid	car (used)	2760	unknown	> 7 yrs	4	single male	none	4	unknown/none	36	bank	for free	1	1	1	yes	yes	skilled employee
1 - 200 DM	18	delayed	furniture	4297	< 100 DM	> 7 yrs	4	divorced male	none	3	unknown/none	40	none	own	1	2	1	yes	yes	mangement self-employed
unknown	9	critical	education	936	501 - 1000 DM	> 7 yrs	4	single male	none	2	other	52	none	own	2	1	1	yes	yes	skilled employee
< 0 DM	12	repaid	car (new)	1168	< 100 DM	1 - 4 yrs	4	married male	none	3	real estate	27	none	own	1	1	1	none	yes	unskilled resident
unknown	27	delayed	business	5117	< 100 DM	4 - 7 yrs	3	single male	none	4	other	26	none	own	2	1	1	none	yes	skilled employee
< 0 DM	12	repaid	retraining	902	< 100 DM	4 - 7 yrs	4	married male	none	4	building society savings	21	none	rent	1	2	1	none	yes	skilled employee
unknown	12	critical	car (new)	1495	< 100 DM	> 7 yrs	4	single male	none	1	real estate	38	none	own	2	1	2	none	yes	unskilled resident
< 0 DM	30	critical	car (used)	10623	< 100 DM	> 7 yrs	3	single male	none	4	unknown/none	38	none	for free	3	1	2	yes	yes	mangement self-employed
unknown	12	critical	furniture	1935	< 100 DM	> 7 yrs	4	single male	none	4	real estate	43	none	own	3	1	1	yes	yes	skilled employee
1 - 200 DM	12	critical	domestic appliances	1424	< 100 DM	4 - 7 yrs	4	single male	none	3	building society savings	26	none	own	1	1	1	none	yes	skilled employee
< 0 DM	24	repaid	business	6568	< 100 DM	1 - 4 yrs	2	married male	none	2	other	21	stores	own	1	1	1	none	yes	unskilled resident
unknown	12	repaid	car (used)	1413	> 1000 DM	4 - 7 yrs	3	single male	none	2	building society savings	55	none	own	1	1	1	none	no	skilled employee
unknown	9	critical	radio/tv	3074	unknown	1 - 4 yrs	1	single male	none	2	real estate	33	none	own	2	1	2	none	yes	skilled employee
unknown	36	repaid	radio/tv	3835	unknown	> 7 yrs	2	female	none	4	real estate	45	none	own	1	1	1	yes	yes	unskilled resident
< 0 DM	27	fully repaid	business	5293	< 100 DM	unemployed	2	single male	none	4	building society savings	50	stores	own	2	2	1	yes	yes	skilled employee
> 200 DM	30	delayed	business	1908	< 100 DM	> 7 yrs	4	single male	none	4	real estate	66	none	own	1	2	1	yes	yes	mangement self-employed
unknown	36	critical	radio/tv	3342	unknown	> 7 yrs	4	single male	none	2	other	51	none	own	1	1	1	yes	yes	skilled employee
1 - 200 DM	6	critical	retraining	932	unknown	4 - 7 yrs	1	female	none	3	building society savings	39	none	own	2	1	1	none	yes	unskilled resident
< 0 DM	18	fully repaid	business	3104	< 100 DM	4 - 7 yrs	3	single male	none	1	building society savings	31	bank	own	1	1	1	yes	yes	skilled employee
> 200 DM	36	repaid	radio/tv	3913	< 100 DM	1 - 4 yrs	2	single male	none	2	real estate	23	none	own	1	1	1	yes	yes	skilled employee
< 0 DM	24	repaid	furniture	3021	< 100 DM	1 - 4 yrs	2	divorced male	none	2	real estate	24	none	rent	1	1	1	none	yes	unskilled resident
unknown	10	repaid	car (new)	1364	< 100 DM	1 - 4 yrs	2	female	none	4	other	64	none	own	1	1	1	yes	yes	skilled employee
1 - 200 DM	12	repaid	radio/tv	625	< 100 DM	0 - 1 yrs	4	married male	guarantor	1	real estate	26	bank	own	1	1	1	none	yes	unskilled resident
< 0 DM	12	repaid	education	1200	unknown	1 - 4 yrs	4	female	none	4	building society savings	23	bank	rent	1	1	1	yes	yes	skilled employee
unknown	12	repaid	radio/tv	707	< 100 DM	1 - 4 yrs	4	single male	none	2	real estate	30	bank	own	2	1	1	none	yes	skilled employee
unknown	24	delayed	business	2978	unknown	1 - 4 yrs	4	single male	none	4	real estate	32	none	own	2	1	2	yes	yes	skilled employee
unknown	15	repaid	car (used)	4657	< 100 DM	1 - 4 yrs	3	single male	none	2	other	30	none	own	1	1	1	yes	yes	skilled employee
unknown	36	fully repaid	repairs	2613	< 100 DM	1 - 4 yrs	4	single male	none	2	other	27	none	own	2	1	1	none	yes	skilled employee
1 - 200 DM	48	repaid	radio/tv	10961	> 1000 DM	4 - 7 yrs	1	single male	co-applicant	2	unknown/none	27	bank	own	2	2	1	yes	yes	skilled employee
< 0 DM	12	repaid	furniture	7865	< 100 DM	> 7 yrs	4	single male	none	4	unknown/none	53	none	for free	1	2	1	yes	yes	mangement self-employed
unknown	9	repaid	radio/tv	1478	< 100 DM	4 - 7 yrs	4	single male	none	2	other	22	none	own	1	2	1	none	yes	skilled employee
< 0 DM	24	repaid	furniture	3149	< 100 DM	0 - 1 yrs	4	single male	none	1	unknown/none	22	bank	for free	1	1	1	none	yes	skilled employee
> 200 DM	36	repaid	radio/tv	4210	< 100 DM	1 - 4 yrs	4	single male	none	2	other	26	none	own	1	2	1	none	yes	skilled employee
unknown	9	repaid	car (new)	2507	501 - 1000 DM	> 7 yrs	2	single male	none	4	unknown/none	51	none	for free	1	1	1	none	yes	unskilled resident
unknown	12	repaid	radio/tv	2141	101 - 500 DM	4 - 7 yrs	3	single male	none	1	unknown/none	35	none	own	1	1	1	none	yes	skilled employee
1 - 200 DM	18	repaid	radio/tv	866	< 100 DM	1 - 4 yrs	4	married male	guarantor	2	real estate	25	none	own	1	1	1	none	yes	unskilled resident
unknown	4	critical	radio/tv	1544	< 100 DM	4 - 7 yrs	2	single male	none	1	real estate	42	none	own	3	1	2	none	yes	unskilled resident
< 0 DM	24	repaid	radio/tv	1823	< 100 DM	unemployed	4	single male	none	2	other	30	stores	own	1	2	2	none	yes	mangement self-employed
1 - 200 DM	6	repaid	car (new)	14555	unknown	unemployed	1	single male	none	2	building society savings	23	none	own	1	2	1	yes	yes	unemployed non-resident
1 - 200 DM	21	repaid	business	2767	101 - 500 DM	> 7 yrs	4	divorced male	none	2	other	61	bank	rent	2	2	1	none	yes	unskilled resident
unknown	12	critical	radio/tv	1291	< 100 DM	1 - 4 yrs	4	female	none	2	building society savings	35	none	own	2	1	1	none	yes	skilled employee
< 0 DM	30	repaid	radio/tv	2522	< 100 DM	> 7 yrs	1	single male	guarantor	3	building society savings	39	none	own	1	1	2	none	yes	skilled employee
< 0 DM	24	repaid	car (new)	915	unknown	> 7 yrs	4	female	none	2	other	29	bank	own	1	2	1	none	yes	skilled employee
unknown	6	repaid	radio/tv	1595	< 100 DM	4 - 7 yrs	3	single male	none	2	building society savings	51	none	own	1	1	2	none	yes	skilled employee
< 0 DM	48	fully repaid	car (used)	4605	< 100 DM	> 7 yrs	3	single male	none	4	unknown/none	24	none	for free	2	2	2	none	yes	skilled employee
unknown	12	critical	business	1185	< 100 DM	1 - 4 yrs	3	female	none	2	real estate	27	none	own	2	1	1	none	yes	skilled employee
unknown	12	fully repaid this bank	retraining	3447	501 - 1000 DM	1 - 4 yrs	4	female	none	3	real estate	35	none	own	1	1	2	none	yes	unskilled resident
unknown	24	repaid	business	1258	< 100 DM	4 - 7 yrs	4	single male	none	1	real estate	25	none	own	1	1	1	yes	yes	skilled employee
unknown	12	critical	radio/tv	717	< 100 DM	> 7 yrs	4	single male	none	4	real estate	52	none	own	3	1	1	none	yes	skilled employee
unknown	6	fully repaid	car (new)	1204	101 - 500 DM	1 - 4 yrs	4	single male	none	1	unknown/none	35	bank	rent	1	1	1	none	no	skilled employee
> 200 DM	24	repaid	furniture	1925	< 100 DM	1 - 4 yrs	2	single male	none	2	real estate	26	none	own	1	1	1	none	yes	skilled employee
unknown	18	repaid	radio/tv	433	< 100 DM	unemployed	3	female	co-applicant	4	real estate	22	none	rent	1	2	1	none	yes	skilled employee
< 0 DM	6	critical	car (new)	666	> 1000 DM	4 - 7 yrs	3	female	none	4	real estate	39	none	own	2	1	1	yes	yes	unskilled resident
> 200 DM	12	repaid	furniture	2251	< 100 DM	1 - 4 yrs	1	female	none	2	other	46	none	own	1	1	1	none	yes	unskilled resident
1 - 200 DM	30	repaid	car (new)	2150	< 100 DM	1 - 4 yrs	4	female	guarantor	2	unknown/none	24	bank	own	1	2	1	none	yes	skilled employee
unknown	24	delayed	furniture	4151	101 - 500 DM	1 - 4 yrs	2	single male	none	3	building society savings	35	none	own	2	1	1	none	yes	skilled employee
1 - 200 DM	9	repaid	furniture	2030	unknown	4 - 7 yrs	2	single male	none	1	other	24	none	own	1	1	1	yes	yes	skilled employee
1 - 200 DM	60	delayed	radio/tv	7418	unknown	1 - 4 yrs	1	single male	none	1	real estate	27	none	own	1	1	1	none	yes	unskilled resident
unknown	24	critical	radio/tv	2684	< 100 DM	1 - 4 yrs	4	single male	none	2	real estate	35	none	own	2	1	1	none	yes	unskilled resident
< 0 DM	12	fully repaid this bank	radio/tv	2149	< 100 DM	1 - 4 yrs	4	divorced male	none	1	unknown/none	29	none	for free	1	2	1	none	yes	skilled employee
unknown	15	repaid	car (used)	3812	101 - 500 DM	0 - 1 yrs	1	female	none	4	other	23	none	own	1	1	1	yes	yes	skilled employee
unknown	11	critical	radio/tv	1154	101 - 500 DM	unemployed	4	female	none	4	real estate	57	none	own	3	1	1	none	yes	unskilled resident
< 0 DM	12	repaid	furniture	1657	< 100 DM	1 - 4 yrs	2	single male	none	2	real estate	27	none	own	1	1	1	none	yes	skilled employee
< 0 DM	24	repaid	radio/tv	1603	< 100 DM	> 7 yrs	4	female	none	4	other	55	none	own	1	1	1	none	yes	skilled employee
< 0 DM	18	critical	car (new)	5302	< 100 DM	> 7 yrs	2	single male	none	4	unknown/none	36	none	for free	3	1	1	yes	yes	mangement self-employed
unknown	12	critical	education	2748	< 100 DM	> 7 yrs	2	female	none	4	unknown/none	57	bank	for free	3	1	1	none	yes	unskilled resident
unknown	10	critical	car (new)	1231	< 100 DM	> 7 yrs	3	single male	none	4	real estate	32	none	own	2	1	2	none	no	unskilled resident
1 - 200 DM	15	repaid	radio/tv	802	< 100 DM	> 7 yrs	4	single male	none	3	other	37	none	own	1	2	2	none	yes	skilled employee
unknown	36	critical	business	6304	unknown	> 7 yrs	4	single male	none	4	real estate	36	none	own	2	1	1	none	yes	skilled employee
unknown	24	repaid	radio/tv	1533	< 100 DM	0 - 1 yrs	4	female	none	3	other	38	stores	own	1	1	1	yes	yes	skilled employee
< 0 DM	14	repaid	car (new)	8978	< 100 DM	> 7 yrs	1	divorced male	none	4	building society savings	45	none	own	1	2	1	yes	no	mangement self-employed
unknown	24	repaid	radio/tv	999	unknown	> 7 yrs	4	single male	none	2	other	25	none	own	2	1	1	none	yes	skilled employee
unknown	18	repaid	car (new)	2662	unknown	4 - 7 yrs	4	single male	none	3	building society savings	32	none	own	1	1	1	none	no	skilled employee
unknown	12	critical	furniture	1402	501 - 1000 DM	4 - 7 yrs	3	female	none	4	other	37	none	rent	1	1	1	yes	yes	skilled employee
1 - 200 DM	48	fully repaid this bank	car (new)	12169	unknown	unemployed	4	single male	co-applicant	4	unknown/none	36	none	for free	1	1	1	yes	yes	mangement self-employed
1 - 200 DM	48	repaid	radio/tv	3060	< 100 DM	4 - 7 yrs	4	single male	none	4	real estate	28	none	own	2	2	1	none	yes	skilled employee
< 0 DM	30	repaid	repairs	11998	< 100 DM	0 - 1 yrs	1	divorced male	none	1	unknown/none	34	none	own	1	2	1	yes	yes	unskilled resident
unknown	9	repaid	radio/tv	2697	< 100 DM	1 - 4 yrs	1	single male	none	2	real estate	32	none	own	1	1	2	none	yes	skilled employee
unknown	18	critical	radio/tv	2404	< 100 DM	1 - 4 yrs	2	female	none	2	other	26	none	own	2	1	1	none	yes	skilled employee
< 0 DM	12	repaid	furniture	1262	unknown	> 7 yrs	2	divorced male	none	4	building society savings	49	none	own	1	1	1	yes	yes	unskilled resident
unknown	6	repaid	furniture	4611	< 100 DM	0 - 1 yrs	1	female	none	4	building society savings	32	none	own	1	2	1	none	yes	skilled employee
unknown	24	repaid	radio/tv	1901	101 - 500 DM	1 - 4 yrs	4	single male	none	4	other	29	none	rent	1	1	1	yes	yes	mangement self-employed
unknown	15	critical	car (used)	3368	> 1000 DM	> 7 yrs	3	single male	none	4	unknown/none	23	none	rent	2	1	1	yes	yes	skilled employee
unknown	12	repaid	furniture	1574	< 100 DM	1 - 4 yrs	4	single male	none	2	real estate	50	none	own	1	1	1	none	yes	skilled employee
> 200 DM	18	fully repaid this bank	radio/tv	1445	unknown	4 - 7 yrs	4	single male	none	4	other	49	bank	own	1	1	1	none	yes	unskilled resident
unknown	15	critical	furniture	1520	unknown	> 7 yrs	4	single male	none	4	building society savings	63	none	own	1	1	1	none	yes	skilled employee
1 - 200 DM	24	critical	car (new)	3878	101 - 500 DM	0 - 1 yrs	4	divorced male	none	2	other	37	none	own	1	1	1	yes	yes	skilled employee
< 0 DM	47	repaid	car (new)	10722	< 100 DM	0 - 1 yrs	1	female	none	1	real estate	35	none	own	1	1	1	yes	yes	unskilled resident
< 0 DM	48	repaid	car (used)	4788	< 100 DM	4 - 7 yrs	4	single male	none	3	building society savings	26	none	own	1	1	2	none	yes	skilled employee
1 - 200 DM	48	delayed	others	7582	101 - 500 DM	unemployed	2	single male	none	4	unknown/none	31	none	for free	1	1	1	yes	yes	mangement self-employed
1 - 200 DM	12	repaid	radio/tv	1092	< 100 DM	1 - 4 yrs	4	female	guarantor	4	real estate	49	none	own	2	1	1	yes	yes	skilled employee
< 0 DM	24	delayed	radio/tv	1024	< 100 DM	0 - 1 yrs	4	married male	none	4	real estate	48	stores	own	1	2	1	none	yes	skilled employee
unknown	12	repaid	business	1076	< 100 DM	1 - 4 yrs	2	married male	none	2	real estate	26	none	own	1	1	1	yes	no	skilled employee
1 - 200 DM	36	repaid	car (used)	9398	< 100 DM	0 - 1 yrs	1	married male	none	4	other	28	none	rent	1	2	1	yes	yes	mangement self-employed
< 0 DM	24	critical	car (used)	6419	< 100 DM	> 7 yrs	2	female	none	4	unknown/none	44	none	for free	2	1	2	yes	yes	mangement self-employed
> 200 DM	42	critical	car (used)	4796	< 100 DM	> 7 yrs	4	single male	none	4	unknown/none	56	none	for free	1	1	1	none	yes	skilled employee
unknown	48	critical	business	7629	unknown	> 7 yrs	4	divorced male	none	2	other	46	bank	own	2	1	2	none	yes	mangement self-employed
1 - 200 DM	48	repaid	furniture	9960	< 100 DM	0 - 1 yrs	1	female	none	2	other	26	none	own	1	2	1	yes	yes	skilled employee
unknown	12	repaid	car (used)	4675	unknown	0 - 1 yrs	1	female	none	4	other	20	none	rent	1	1	1	none	yes	skilled employee
unknown	10	repaid	car (new)	1287	unknown	> 7 yrs	4	single male	co-applicant	2	building society savings	45	none	own	1	1	1	none	no	unskilled resident
unknown	18	repaid	furniture	2515	< 100 DM	1 - 4 yrs	3	single male	none	4	real estate	43	none	own	1	1	1	yes	yes	skilled employee
1 - 200 DM	21	critical	furniture	2745	> 1000 DM	4 - 7 yrs	3	single male	none	2	other	32	none	own	2	1	1	yes	yes	skilled employee
unknown	6	repaid	car (new)	672	< 100 DM	unemployed	1	female	none	4	real estate	54	none	own	1	1	1	yes	yes	unemployed non-resident
1 - 200 DM	36	fully repaid	radio/tv	3804	< 100 DM	1 - 4 yrs	4	female	none	1	other	42	none	own	1	2	1	yes	yes	skilled employee
> 200 DM	24	critical	car (new)	1344	unknown	4 - 7 yrs	4	single male	none	2	real estate	37	bank	own	2	2	2	none	yes	unskilled resident
< 0 DM	10	critical	car (new)	1038	< 100 DM	4 - 7 yrs	4	single male	co-applicant	3	building society savings	49	none	own	2	1	1	yes	yes	skilled employee
unknown	48	critical	car (new)	10127	501 - 1000 DM	1 - 4 yrs	2	single male	none	2	unknown/none	44	bank	for free	1	2	1	none	yes	skilled employee
unknown	6	repaid	furniture	1543	> 1000 DM	1 - 4 yrs	4	divorced male	none	2	real estate	33	none	own	1	1	1	none	yes	skilled employee
unknown	30	repaid	car (used)	4811	unknown	4 - 7 yrs	2	female	none	4	building society savings	24	stores	rent	1	1	1	none	yes	unskilled resident
< 0 DM	12	repaid	radio/tv	727	101 - 500 DM	0 - 1 yrs	4	married male	none	3	unknown/none	33	none	own	1	2	1	yes	yes	unskilled resident
1 - 200 DM	8	repaid	furniture	1237	< 100 DM	1 - 4 yrs	3	female	none	4	real estate	24	none	own	1	2	1	none	yes	skilled employee
1 - 200 DM	9	repaid	car (new)	276	< 100 DM	1 - 4 yrs	4	married male	none	4	real estate	22	none	rent	1	1	1	none	yes	unskilled resident
1 - 200 DM	48	repaid	others	5381	unknown	unemployed	3	single male	none	4	unknown/none	40	bank	for free	1	1	1	yes	yes	unemployed non-resident
unknown	24	repaid	furniture	5511	101 - 500 DM	1 - 4 yrs	4	single male	none	1	other	25	stores	own	1	1	1	none	yes	skilled employee
> 200 DM	24	repaid	furniture	3749	< 100 DM	0 - 1 yrs	2	female	none	4	other	26	none	own	1	1	1	none	yes	skilled employee
1 - 200 DM	12	repaid	car (new)	685	< 100 DM	4 - 7 yrs	2	married male	none	3	other	25	bank	own	1	2	1	none	yes	unskilled resident
> 200 DM	4	repaid	car (new)	1494	unknown	0 - 1 yrs	1	single male	none	2	real estate	29	none	own	1	1	2	none	no	unskilled resident
< 0 DM	36	fully repaid this bank	furniture	2746	< 100 DM	> 7 yrs	4	single male	none	4	other	31	bank	own	1	2	1	none	yes	skilled employee
< 0 DM	12	repaid	furniture	708	< 100 DM	1 - 4 yrs	2	single male	guarantor	3	building society savings	38	none	own	1	1	2	none	yes	unskilled resident
1 - 200 DM	24	repaid	furniture	4351	unknown	1 - 4 yrs	1	female	none	4	building society savings	48	none	own	1	1	1	yes	yes	unskilled resident
unknown	12	critical	education	701	< 100 DM	1 - 4 yrs	4	single male	none	2	other	32	none	own	2	1	1	none	yes	skilled employee
< 0 DM	15	delayed	furniture	3643	< 100 DM	> 7 yrs	1	female	none	4	building society savings	27	none	own	2	1	1	none	yes	unskilled resident
1 - 200 DM	30	critical	car (new)	4249	< 100 DM	unemployed	4	married male	none	2	other	28	none	own	2	2	1	none	yes	mangement self-employed
< 0 DM	24	repaid	radio/tv	1938	< 100 DM	0 - 1 yrs	4	divorced male	none	3	building society savings	32	none	own	1	2	1	none	yes	skilled employee
< 0 DM	24	repaid	car (used)	2910	< 100 DM	4 - 7 yrs	2	single male	none	1	unknown/none	34	none	for free	1	1	1	yes	yes	mangement self-employed
< 0 DM	18	repaid	furniture	2659	> 1000 DM	1 - 4 yrs	4	single male	none	2	other	28	none	own	1	1	1	none	yes	skilled employee
unknown	18	critical	car (new)	1028	< 100 DM	1 - 4 yrs	4	female	none	3	real estate	36	none	own	2	1	1	none	yes	skilled employee
< 0 DM	8	critical	car (new)	3398	< 100 DM	4 - 7 yrs	1	single male	none	4	real estate	39	none	own	2	1	1	none	no	unskilled resident
unknown	12	critical	furniture	5801	unknown	> 7 yrs	2	single male	none	4	building society savings	49	none	rent	1	1	1	yes	yes	skilled employee
unknown	24	repaid	car (new)	1525	> 1000 DM	4 - 7 yrs	4	female	none	3	other	34	none	own	1	1	2	yes	yes	skilled employee
> 200 DM	36	repaid	radio/tv	4473	< 100 DM	> 7 yrs	4	single male	none	2	other	31	none	own	1	1	1	none	yes	skilled employee
1 - 200 DM	6	repaid	radio/tv	1068	< 100 DM	> 7 yrs	4	single male	none	4	other	28	none	own	1	1	2	none	yes	skilled employee
< 0 DM	24	critical	car (used)	6615	< 100 DM	unemployed	2	single male	none	4	unknown/none	75	none	for free	2	1	1	yes	yes	mangement self-employed
unknown	18	critical	education	1864	101 - 500 DM	1 - 4 yrs	4	female	none	2	real estate	30	none	own	2	2	1	none	yes	skilled employee
1 - 200 DM	60	repaid	car (new)	7408	101 - 500 DM	0 - 1 yrs	4	female	none	2	building society savings	24	none	own	1	2	1	none	yes	mangement self-employed
unknown	48	critical	car (used)	11590	101 - 500 DM	1 - 4 yrs	2	female	none	4	other	24	bank	rent	2	2	1	none	yes	unskilled resident
< 0 DM	24	fully repaid	furniture	4110	< 100 DM	> 7 yrs	3	single male	none	4	unknown/none	23	bank	rent	2	2	2	none	yes	skilled employee
< 0 DM	6	critical	furniture	3384	< 100 DM	1 - 4 yrs	1	divorced male	none	4	real estate	44	none	rent	1	2	1	yes	yes	mangement self-employed
1 - 200 DM	13	repaid	radio/tv	2101	< 100 DM	0 - 1 yrs	2	female	guarantor	4	building society savings	23	none	own	1	1	1	none	yes	unskilled resident
< 0 DM	15	repaid	domestic appliances	1275	unknown	1 - 4 yrs	4	female	none	2	other	24	none	rent	1	2	1	none	yes	skilled employee
< 0 DM	24	repaid	furniture	4169	< 100 DM	1 - 4 yrs	4	single male	none	4	building society savings	28	none	own	1	1	1	none	yes	skilled employee
1 - 200 DM	10	repaid	furniture	1521	< 100 DM	1 - 4 yrs	4	divorced male	none	2	other	31	none	own	1	1	1	none	yes	unskilled resident
1 - 200 DM	24	critical	education	5743	< 100 DM	0 - 1 yrs	2	female	none	4	unknown/none	24	none	for free	2	1	1	yes	yes	skilled employee
< 0 DM	21	repaid	furniture	3599	< 100 DM	4 - 7 yrs	1	female	none	4	other	26	none	rent	1	1	1	none	yes	unskilled resident
1 - 200 DM	18	repaid	radio/tv	3213	501 - 1000 DM	0 - 1 yrs	1	married male	none	3	real estate	25	none	rent	1	1	1	none	yes	skilled employee
1 - 200 DM	18	repaid	business	4439	< 100 DM	> 7 yrs	1	single male	co-applicant	1	real estate	33	bank	own	1	1	1	yes	yes	mangement self-employed
> 200 DM	10	repaid	car (new)	3949	< 100 DM	0 - 1 yrs	1	single male	guarantor	1	building society savings	37	none	own	1	1	2	none	yes	unskilled resident
unknown	15	critical	radio/tv	1459	< 100 DM	1 - 4 yrs	4	female	none	2	other	43	none	own	1	1	1	none	yes	unskilled resident
1 - 200 DM	13	critical	radio/tv	882	< 100 DM	0 - 1 yrs	4	single male	guarantor	4	real estate	23	none	own	2	1	1	none	yes	skilled employee
1 - 200 DM	24	repaid	radio/tv	3758	501 - 1000 DM	unemployed	1	female	none	4	unknown/none	23	none	rent	1	1	1	none	yes	unemployed non-resident
unknown	6	delayed	business	1743	101 - 500 DM	1 - 4 yrs	1	single male	none	2	real estate	34	none	own	2	1	1	none	yes	unskilled resident
1 - 200 DM	9	critical	education	1136	> 1000 DM	> 7 yrs	4	single male	none	3	unknown/none	32	none	for free	2	2	2	none	yes	skilled employee
unknown	9	repaid	domestic appliances	1236	< 100 DM	0 - 1 yrs	1	female	none	4	real estate	23	none	rent	1	1	1	yes	yes	skilled employee
1 - 200 DM	9	repaid	furniture	959	< 100 DM	1 - 4 yrs	1	female	none	2	other	29	none	own	1	2	1	none	no	skilled employee
unknown	18	critical	car (used)	3229	unknown	unemployed	2	single male	none	4	unknown/none	38	none	own	1	1	1	yes	yes	mangement self-employed
< 0 DM	12	fully repaid	radio/tv	6199	< 100 DM	1 - 4 yrs	4	single male	none	2	building society savings	28	none	rent	2	2	1	yes	yes	skilled employee
unknown	10	repaid	education	727	501 - 1000 DM	> 7 yrs	4	single male	none	4	unknown/none	46	none	for free	1	1	1	yes	yes	skilled employee
1 - 200 DM	24	repaid	car (new)	1246	< 100 DM	0 - 1 yrs	4	single male	none	2	real estate	23	stores	own	1	2	1	none	yes	unskilled resident
unknown	12	critical	radio/tv	2331	unknown	> 7 yrs	1	single male	co-applicant	4	real estate	49	none	own	1	1	1	yes	yes	skilled employee
unknown	36	delayed	radio/tv	4463	< 100 DM	1 - 4 yrs	4	single male	none	2	other	26	none	own	2	2	1	yes	yes	mangement self-employed
unknown	12	repaid	radio/tv	776	< 100 DM	1 - 4 yrs	4	married male	none	2	real estate	28	none	own	1	1	1	none	yes	skilled employee
< 0 DM	30	repaid	furniture	2406	< 100 DM	4 - 7 yrs	4	female	none	4	real estate	23	none	rent	1	2	1	none	yes	skilled employee
1 - 200 DM	18	repaid	education	1239	unknown	1 - 4 yrs	4	single male	none	4	unknown/none	61	none	for free	1	1	1	none	yes	skilled employee
> 200 DM	12	repaid	radio/tv	3399	unknown	> 7 yrs	2	single male	none	3	other	37	none	own	1	1	1	none	yes	mangement self-employed
> 200 DM	12	delayed	car (new)	2247	< 100 DM	1 - 4 yrs	2	female	none	2	other	36	stores	own	2	1	1	yes	yes	skilled employee
unknown	6	repaid	furniture	1766	< 100 DM	1 - 4 yrs	1	married male	none	2	building society savings	21	none	rent	1	1	1	none	yes	skilled employee
< 0 DM	18	repaid	furniture	2473	< 100 DM	unemployed	4	single male	none	1	other	25	none	own	1	2	1	none	yes	unemployed non-resident
unknown	12	repaid	business	1542	< 100 DM	4 - 7 yrs	2	single male	none	4	other	36	none	own	1	1	1	yes	yes	skilled employee
unknown	18	critical	car (used)	3850	< 100 DM	4 - 7 yrs	3	single male	none	1	other	27	none	own	2	1	1	none	yes	skilled employee
< 0 DM	18	repaid	furniture	3650	< 100 DM	0 - 1 yrs	1	female	none	4	other	22	none	rent	1	1	1	none	yes	skilled employee
< 0 DM	36	repaid	furniture	3446	< 100 DM	> 7 yrs	4	single male	none	2	other	42	none	own	1	2	2	none	yes	skilled employee
1 - 200 DM	18	repaid	furniture	3001	< 100 DM	4 - 7 yrs	2	female	none	4	real estate	40	none	rent	1	1	1	none	yes	skilled employee
unknown	36	repaid	car (new)	3079	unknown	1 - 4 yrs	4	single male	none	4	real estate	36	none	own	1	1	1	none	yes	skilled employee
unknown	18	critical	radio/tv	6070	< 100 DM	> 7 yrs	3	single male	none	4	other	33	none	own	2	1	1	yes	yes	skilled employee
unknown	10	critical	furniture	2146	< 100 DM	0 - 1 yrs	1	female	none	3	real estate	23	none	rent	2	1	1	none	yes	skilled employee
unknown	60	critical	car (new)	13756	unknown	> 7 yrs	2	single male	none	4	unknown/none	63	bank	for free	1	1	1	yes	yes	mangement self-employed
1 - 200 DM	60	fully repaid this bank	others	14782	101 - 500 DM	> 7 yrs	3	female	none	4	unknown/none	60	bank	for free	2	2	1	yes	yes	mangement self-employed
< 0 DM	48	fully repaid this bank	business	7685	< 100 DM	4 - 7 yrs	2	female	guarantor	4	other	37	none	rent	1	2	1	none	yes	skilled employee
unknown	18	delayed	radio/tv	2320	< 100 DM	unemployed	2	married male	none	3	real estate	34	none	own	2	1	1	none	yes	skilled employee
unknown	7	delayed	radio/tv	846	unknown	> 7 yrs	3	single male	none	4	unknown/none	36	none	for free	1	1	1	none	yes	skilled employee
1 - 200 DM	36	repaid	car (new)	14318	< 100 DM	> 7 yrs	4	single male	none	2	unknown/none	57	none	for free	1	2	1	yes	yes	mangement self-employed
unknown	6	critical	car (new)	362	101 - 500 DM	1 - 4 yrs	4	female	none	4	other	52	none	own	2	1	1	none	yes	unskilled resident
< 0 DM	20	repaid	furniture	2212	unknown	4 - 7 yrs	4	single male	none	4	other	39	none	own	1	1	1	yes	yes	skilled employee
1 - 200 DM	18	repaid	car (used)	12976	< 100 DM	unemployed	3	female	none	4	unknown/none	38	none	for free	1	2	1	yes	yes	mangement self-employed
unknown	22	repaid	car (new)	1283	unknown	4 - 7 yrs	4	female	none	4	building society savings	25	none	rent	1	1	1	none	yes	skilled employee
> 200 DM	12	repaid	car (new)	1330	< 100 DM	0 - 1 yrs	4	single male	none	1	real estate	26	none	own	1	1	1	none	yes	skilled employee
unknown	30	delayed	business	4272	101 - 500 DM	1 - 4 yrs	2	single male	none	2	building society savings	26	none	own	2	1	1	none	yes	unskilled resident
unknown	18	critical	radio/tv	2238	< 100 DM	1 - 4 yrs	2	female	none	1	other	25	none	own	2	1	1	none	yes	skilled employee
unknown	18	repaid	radio/tv	1126	unknown	0 - 1 yrs	4	female	none	2	real estate	21	none	rent	1	1	1	yes	yes	skilled employee
1 - 200 DM	18	critical	furniture	7374	< 100 DM	unemployed	4	single male	none	4	building society savings	40	stores	own	2	1	1	yes	yes	mangement self-employed
1 - 200 DM	15	critical	business	2326	501 - 1000 DM	1 - 4 yrs	2	single male	none	4	other	27	bank	own	1	1	1	none	yes	skilled employee
unknown	9	repaid	business	1449	< 100 DM	4 - 7 yrs	3	female	none	2	other	27	none	own	2	1	1	none	yes	skilled employee
unknown	18	repaid	car (new)	1820	< 100 DM	1 - 4 yrs	2	married male	none	2	building society savings	30	none	own	1	1	1	yes	yes	mangement self-employed
1 - 200 DM	12	repaid	furniture	983	> 1000 DM	0 - 1 yrs	1	female	none	4	real estate	19	none	rent	1	1	1	none	yes	unskilled resident
< 0 DM	36	repaid	car (new)	3249	< 100 DM	4 - 7 yrs	2	single male	none	4	unknown/none	39	bank	for free	1	1	2	yes	yes	mangement self-employed
< 0 DM	6	critical	radio/tv	1957	< 100 DM	4 - 7 yrs	1	female	none	4	other	31	none	own	1	1	1	none	yes	skilled employee
unknown	9	critical	furniture	2406	< 100 DM	unemployed	2	single male	none	3	other	31	none	own	1	1	1	none	yes	mangement self-employed
1 - 200 DM	39	delayed	education	11760	101 - 500 DM	4 - 7 yrs	2	single male	none	3	unknown/none	32	none	rent	1	1	1	yes	yes	skilled employee
< 0 DM	12	repaid	furniture	2578	< 100 DM	unemployed	3	female	none	4	unknown/none	55	none	for free	1	1	1	none	yes	mangement self-employed
< 0 DM	36	critical	furniture	2348	< 100 DM	1 - 4 yrs	3	married male	none	2	building society savings	46	none	own	2	1	1	yes	yes	skilled employee
1 - 200 DM	12	repaid	car (new)	1223	< 100 DM	> 7 yrs	1	divorced male	none	1	real estate	46	none	rent	2	2	1	none	yes	skilled employee
unknown	24	critical	radio/tv	1516	> 1000 DM	1 - 4 yrs	4	female	none	1	real estate	43	none	own	2	1	1	none	yes	unskilled resident
unknown	18	repaid	radio/tv	1473	< 100 DM	0 - 1 yrs	3	married male	none	4	real estate	39	none	own	1	1	1	yes	yes	skilled employee
1 - 200 DM	18	critical	business	1887	unknown	1 - 4 yrs	4	married male	none	4	real estate	28	bank	own	2	1	1	none	yes	skilled employee
unknown	24	delayed	business	8648	< 100 DM	0 - 1 yrs	2	single male	none	2	other	27	bank	own	2	2	1	yes	yes	skilled employee
unknown	14	delayed	car (new)	802	< 100 DM	1 - 4 yrs	4	single male	none	2	other	27	none	own	2	1	1	none	yes	unskilled resident
1 - 200 DM	18	delayed	car (new)	2899	unknown	> 7 yrs	4	single male	none	4	other	43	none	own	1	1	2	none	yes	skilled employee
1 - 200 DM	24	repaid	radio/tv	2039	< 100 DM	0 - 1 yrs	1	married male	none	1	building society savings	22	none	own	1	2	1	yes	yes	skilled employee
unknown	24	critical	car (used)	2197	unknown	4 - 7 yrs	4	single male	none	4	other	43	none	own	2	1	2	yes	yes	skilled employee
< 0 DM	15	repaid	radio/tv	1053	< 100 DM	0 - 1 yrs	4	married male	none	2	real estate	27	none	own	1	1	1	none	no	skilled employee
unknown	24	repaid	radio/tv	3235	501 - 1000 DM	> 7 yrs	3	divorced male	none	2	other	26	none	own	1	1	1	yes	yes	mangement self-employed
> 200 DM	12	critical	car (new)	939	501 - 1000 DM	4 - 7 yrs	4	married male	none	2	real estate	28	none	own	3	2	1	yes	yes	skilled employee
1 - 200 DM	24	repaid	radio/tv	1967	< 100 DM	> 7 yrs	4	female	none	4	other	20	none	own	1	1	1	yes	yes	skilled employee
unknown	33	critical	car (used)	7253	< 100 DM	4 - 7 yrs	3	single male	none	2	other	35	none	own	2	1	1	yes	yes	mangement self-employed
unknown	12	critical	business	2292	< 100 DM	unemployed	4	single male	none	2	other	42	stores	own	2	2	1	yes	yes	mangement self-employed
unknown	10	repaid	car (new)	1597	501 - 1000 DM	1 - 4 yrs	3	single male	none	2	unknown/none	40	none	rent	1	1	2	none	no	unskilled resident
< 0 DM	24	repaid	car (new)	1381	unknown	1 - 4 yrs	4	female	none	2	building society savings	35	none	own	1	2	1	none	yes	skilled employee
unknown	36	critical	car (used)	5842	< 100 DM	> 7 yrs	2	single male	none	2	building society savings	35	none	own	2	1	2	yes	yes	skilled employee
< 0 DM	12	repaid	car (new)	2579	< 100 DM	0 - 1 yrs	4	single male	none	1	real estate	33	none	own	1	2	2	none	yes	unskilled resident
< 0 DM	18	delayed	education	8471	unknown	1 - 4 yrs	1	female	none	2	other	23	none	rent	2	1	1	yes	yes	skilled employee
unknown	21	repaid	car (new)	2782	501 - 1000 DM	4 - 7 yrs	1	female	none	2	other	31	bank	own	1	1	1	none	yes	mangement self-employed
1 - 200 DM	18	repaid	car (new)	1042	unknown	1 - 4 yrs	4	female	none	2	building society savings	33	none	own	1	2	1	none	yes	skilled employee
unknown	15	repaid	car (new)	3186	> 1000 DM	4 - 7 yrs	2	female	none	3	other	20	none	rent	1	1	1	none	yes	skilled employee
1 - 200 DM	12	repaid	car (used)	2028	unknown	1 - 4 yrs	4	single male	none	2	other	30	none	own	1	1	1	none	yes	skilled employee
1 - 200 DM	12	critical	car (new)	958	< 100 DM	4 - 7 yrs	2	single male	none	3	real estate	47	none	own	2	1	2	none	yes	unskilled resident
unknown	21	delayed	furniture	1591	101 - 500 DM	4 - 7 yrs	4	single male	none	3	real estate	34	none	own	2	1	1	none	yes	mangement self-employed
1 - 200 DM	12	repaid	furniture	2762	unknown	> 7 yrs	1	female	none	2	building society savings	25	bank	own	1	2	1	yes	yes	skilled employee
1 - 200 DM	18	repaid	car (used)	2779	< 100 DM	1 - 4 yrs	1	married male	none	3	other	21	none	rent	1	1	1	yes	yes	skilled employee
unknown	28	critical	radio/tv	2743	< 100 DM	> 7 yrs	4	single male	none	2	other	29	none	own	2	1	1	none	yes	skilled employee
unknown	18	critical	radio/tv	1149	> 1000 DM	1 - 4 yrs	4	single male	none	3	real estate	46	none	own	2	1	1	none	yes	skilled employee
unknown	9	repaid	furniture	1313	< 100 DM	> 7 yrs	1	single male	none	4	other	20	none	own	1	1	1	none	yes	skilled employee
< 0 DM	18	critical	repairs	1190	< 100 DM	unemployed	2	female	none	4	unknown/none	55	none	for free	3	2	2	none	yes	unemployed non-resident
unknown	5	repaid	business	3448	< 100 DM	4 - 7 yrs	1	single male	none	4	real estate	74	none	own	1	1	1	none	yes	unskilled resident
1 - 200 DM	24	repaid	others	11328	< 100 DM	1 - 4 yrs	2	single male	co-applicant	3	other	29	bank	own	2	2	1	yes	yes	mangement self-employed
< 0 DM	6	critical	furniture	1872	< 100 DM	unemployed	4	single male	none	4	unknown/none	36	none	for free	3	1	1	yes	yes	mangement self-employed
unknown	24	critical	repairs	2058	< 100 DM	1 - 4 yrs	4	divorced male	none	2	real estate	33	none	own	2	1	1	yes	yes	skilled employee
< 0 DM	9	repaid	furniture	2136	< 100 DM	1 - 4 yrs	3	single male	none	2	real estate	25	none	own	1	1	1	none	yes	skilled employee
1 - 200 DM	12	repaid	radio/tv	1484	unknown	1 - 4 yrs	2	married male	none	1	real estate	25	none	own	1	2	1	yes	yes	skilled employee
unknown	6	repaid	repairs	660	501 - 1000 DM	4 - 7 yrs	2	married male	none	4	real estate	23	none	rent	1	1	1	none	yes	unskilled resident
unknown	24	critical	car (new)	1287	> 1000 DM	> 7 yrs	4	female	none	4	real estate	37	none	own	2	1	1	yes	yes	skilled employee
< 0 DM	42	critical	repairs	3394	< 100 DM	unemployed	4	single male	co-applicant	4	other	65	none	own	2	1	1	none	yes	unemployed non-resident
> 200 DM	12	fully repaid this bank	business	609	< 100 DM	0 - 1 yrs	4	female	none	1	real estate	26	none	own	1	2	1	none	yes	unemployed non-resident
unknown	12	repaid	car (new)	1884	< 100 DM	> 7 yrs	4	single male	none	4	other	39	none	own	1	1	1	yes	yes	mangement self-employed
< 0 DM	12	repaid	furniture	1620	< 100 DM	1 - 4 yrs	2	female	co-applicant	3	building society savings	30	none	own	1	1	1	none	yes	skilled employee
1 - 200 DM	20	delayed	others	2629	< 100 DM	1 - 4 yrs	2	single male	none	3	other	29	bank	own	2	1	1	yes	yes	skilled employee
unknown	12	repaid	education	719	< 100 DM	> 7 yrs	4	single male	none	4	other	41	bank	own	1	2	2	none	yes	unskilled resident
1 - 200 DM	48	critical	furniture	5096	< 100 DM	1 - 4 yrs	2	female	none	3	other	30	none	own	1	2	1	yes	yes	mangement self-employed
unknown	9	critical	education	1244	unknown	> 7 yrs	4	female	none	4	building society savings	41	none	rent	2	1	1	none	yes	unskilled resident
< 0 DM	36	repaid	car (new)	1842	< 100 DM	0 - 1 yrs	4	female	none	4	other	34	none	own	1	2	1	yes	yes	skilled employee
1 - 200 DM	7	repaid	radio/tv	2576	< 100 DM	1 - 4 yrs	2	single male	guarantor	2	real estate	35	none	own	1	1	1	none	yes	skilled employee
> 200 DM	12	repaid	furniture	1424	unknown	> 7 yrs	3	female	none	4	real estate	55	none	own	1	1	1	yes	yes	mangement self-employed
1 - 200 DM	15	delayed	repairs	1512	> 1000 DM	1 - 4 yrs	3	married male	none	3	building society savings	61	stores	own	2	2	1	none	yes	skilled employee
unknown	36	critical	car (used)	11054	unknown	1 - 4 yrs	4	single male	none	2	other	30	none	own	1	1	1	yes	yes	mangement self-employed
unknown	6	repaid	radio/tv	518	< 100 DM	1 - 4 yrs	3	female	none	1	real estate	29	none	own	1	1	1	none	yes	skilled employee
unknown	12	fully repaid	furniture	2759	< 100 DM	> 7 yrs	2	single male	none	4	building society savings	34	none	own	2	1	1	none	yes	skilled employee
unknown	24	repaid	car (used)	2670	< 100 DM	> 7 yrs	4	single male	none	4	other	35	none	own	1	1	1	yes	yes	mangement self-employed
< 0 DM	24	repaid	car (new)	4817	< 100 DM	4 - 7 yrs	2	single male	co-applicant	3	building society savings	31	none	own	1	2	1	yes	yes	skilled employee
unknown	24	repaid	car (used)	2679	< 100 DM	0 - 1 yrs	4	female	none	1	unknown/none	29	none	own	1	1	1	yes	yes	mangement self-employed
< 0 DM	11	critical	car (new)	3905	< 100 DM	1 - 4 yrs	2	single male	none	2	real estate	36	none	rent	2	1	2	none	yes	skilled employee
< 0 DM	12	repaid	car (used)	3386	< 100 DM	> 7 yrs	3	single male	none	4	unknown/none	35	none	for free	1	2	1	yes	yes	skilled employee
< 0 DM	6	repaid	domestic appliances	343	< 100 DM	0 - 1 yrs	4	female	none	1	real estate	27	none	own	1	1	1	none	yes	skilled employee
unknown	18	repaid	radio/tv	4594	< 100 DM	0 - 1 yrs	3	single male	none	2	other	32	none	own	1	1	1	yes	yes	skilled employee
< 0 DM	36	repaid	furniture	3620	< 100 DM	1 - 4 yrs	1	single male	guarantor	2	building society savings	37	none	own	1	1	2	none	yes	skilled employee
< 0 DM	15	repaid	car (new)	1721	< 100 DM	0 - 1 yrs	2	single male	none	3	real estate	36	none	own	1	1	1	none	yes	skilled employee
1 - 200 DM	12	repaid	furniture	3017	< 100 DM	0 - 1 yrs	3	female	none	1	real estate	34	none	rent	1	1	1	none	yes	mangement self-employed
1 - 200 DM	12	repaid	retraining	754	unknown	> 7 yrs	4	single male	none	4	building society savings	38	none	own	2	1	1	none	yes	skilled employee
unknown	18	repaid	business	1950	< 100 DM	4 - 7 yrs	4	single male	none	1	other	34	stores	own	2	1	1	yes	yes	skilled employee
< 0 DM	24	repaid	car (used)	2924	< 100 DM	1 - 4 yrs	3	single male	guarantor	4	unknown/none	63	bank	own	1	1	2	yes	yes	skilled employee
< 0 DM	24	delayed	radio/tv	1659	< 100 DM	0 - 1 yrs	4	female	none	2	other	29	none	rent	1	2	1	yes	yes	unskilled resident
unknown	48	delayed	radio/tv	7238	unknown	> 7 yrs	3	single male	none	3	other	32	bank	own	2	1	2	none	yes	skilled employee
unknown	33	delayed	business	2764	< 100 DM	1 - 4 yrs	2	female	none	2	other	26	none	own	2	1	1	yes	yes	skilled employee
unknown	24	delayed	car (used)	4679	< 100 DM	4 - 7 yrs	3	single male	none	3	other	35	none	own	2	1	1	yes	yes	unskilled resident
1 - 200 DM	24	repaid	radio/tv	3092	101 - 500 DM	0 - 1 yrs	3	married male	none	2	other	22	none	rent	1	2	1	yes	yes	skilled employee
< 0 DM	6	repaid	education	448	< 100 DM	0 - 1 yrs	4	female	none	4	building society savings	23	none	own	1	2	1	none	yes	skilled employee
< 0 DM	9	repaid	car (new)	654	< 100 DM	1 - 4 yrs	4	single male	none	3	other	28	none	own	1	2	1	none	yes	unskilled resident
unknown	6	repaid	retraining	1238	unknown	unemployed	4	single male	none	4	building society savings	36	none	own	1	1	2	yes	yes	mangement self-employed
1 - 200 DM	18	critical	radio/tv	1245	< 100 DM	1 - 4 yrs	4	married male	none	2	other	33	none	own	1	2	1	none	yes	skilled employee
< 0 DM	18	fully repaid	furniture	3114	< 100 DM	0 - 1 yrs	1	female	none	4	building society savings	26	none	rent	1	2	1	none	yes	skilled employee
unknown	39	repaid	car (used)	2569	501 - 1000 DM	1 - 4 yrs	4	single male	none	4	other	24	none	own	1	1	1	none	yes	skilled employee
> 200 DM	24	repaid	radio/tv	5152	< 100 DM	4 - 7 yrs	4	single male	none	2	other	25	bank	own	1	1	1	none	yes	skilled employee
1 - 200 DM	12	repaid	business	1037	101 - 500 DM	4 - 7 yrs	3	single male	none	4	real estate	39	none	own	1	1	1	none	yes	unskilled resident
< 0 DM	15	critical	furniture	1478	< 100 DM	> 7 yrs	4	single male	none	4	other	44	none	own	2	1	2	yes	yes	skilled employee
1 - 200 DM	12	critical	radio/tv	3573	< 100 DM	1 - 4 yrs	1	female	none	1	real estate	23	none	own	1	1	1	none	yes	unskilled resident
1 - 200 DM	24	repaid	car (new)	1201	< 100 DM	0 - 1 yrs	4	single male	none	1	building society savings	26	none	own	1	1	1	none	yes	skilled employee
< 0 DM	30	repaid	furniture	3622	> 1000 DM	> 7 yrs	4	female	none	4	building society savings	57	none	rent	2	1	1	yes	yes	skilled employee
unknown	15	delayed	furniture	960	> 1000 DM	4 - 7 yrs	3	female	none	2	building society savings	30	none	own	2	1	1	none	yes	skilled employee
unknown	12	critical	car (new)	1163	501 - 1000 DM	1 - 4 yrs	4	single male	none	4	real estate	44	none	own	1	1	1	yes	yes	skilled employee
1 - 200 DM	6	delayed	car (new)	1209	< 100 DM	unemployed	4	single male	none	4	building society savings	47	none	own	1	2	1	yes	yes	mangement self-employed
unknown	12	repaid	radio/tv	3077	< 100 DM	1 - 4 yrs	2	single male	none	4	other	52	none	own	1	1	1	yes	yes	skilled employee
unknown	24	repaid	car (new)	3757	< 100 DM	> 7 yrs	4	female	co-applicant	4	unknown/none	62	none	for free	1	1	1	yes	yes	skilled employee
unknown	10	repaid	car (new)	1418	101 - 500 DM	1 - 4 yrs	3	single male	none	2	real estate	35	none	rent	1	1	1	none	no	unskilled resident
unknown	6	repaid	car (new)	3518	< 100 DM	1 - 4 yrs	2	single male	guarantor	3	building society savings	26	none	rent	1	1	1	none	yes	skilled employee
unknown	12	critical	radio/tv	1934	< 100 DM	> 7 yrs	2	single male	none	2	unknown/none	26	none	own	2	1	1	none	yes	skilled employee
1 - 200 DM	27	fully repaid	business	8318	< 100 DM	> 7 yrs	2	female	none	4	unknown/none	42	none	for free	2	2	1	yes	yes	mangement self-employed
unknown	6	critical	radio/tv	1237	101 - 500 DM	1 - 4 yrs	1	female	none	1	building society savings	27	none	own	2	1	1	none	yes	skilled employee
1 - 200 DM	6	repaid	radio/tv	368	unknown	> 7 yrs	4	single male	none	4	building society savings	38	none	own	1	1	1	none	yes	skilled employee
< 0 DM	12	critical	car (new)	2122	< 100 DM	1 - 4 yrs	3	single male	none	2	real estate	39	none	rent	2	1	2	none	no	unskilled resident
< 0 DM	24	repaid	furniture	2996	unknown	1 - 4 yrs	2	married male	none	4	other	20	none	own	1	2	1	none	yes	skilled employee
1 - 200 DM	36	repaid	furniture	9034	101 - 500 DM	0 - 1 yrs	4	single male	co-applicant	1	unknown/none	29	none	rent	1	2	1	yes	yes	mangement self-employed
unknown	24	critical	furniture	1585	< 100 DM	4 - 7 yrs	4	single male	none	3	building society savings	40	none	own	2	1	1	none	yes	skilled employee
1 - 200 DM	18	repaid	radio/tv	1301	< 100 DM	> 7 yrs	4	married male	guarantor	2	real estate	32	none	own	1	1	1	none	yes	unskilled resident
> 200 DM	6	critical	car (new)	1323	101 - 500 DM	> 7 yrs	2	divorced male	none	4	other	28	none	own	2	1	2	yes	yes	skilled employee